Bank Of India Zero Balance No Frills Saving Account

Apply Bank Of India Zero Balance No Frills Saving Account Online

FEATURES:

1. Adult Individuals can open account.

2. Firms / Joint accounts not eligible

3. Simplified Know Your customer norms to be complied

4. Minimum balance Rs. 50/= in rural and semi-urban branches ; Rs. 100/= in Urban & Metro branches.

5. Free Debit Cum ATM card issued at all CBS branches.

6. Withdrawals through ATMs & branch withdrawals - max 2 per month.

7. No third party withdrawals

8. Nomination compulsory.

9. Interest @ 3.50 % p.a. on balances -Min interest earning to be Rs. 5/- half yearly.

10. Collection of cheques upto Rs. 5000/=into the account.

11. Free quarterly statement of account at Urban and Metro branches. Pass books at Rural & semi-urban branches.

12.No penalty for not maintaining Min balance.

13. No charges for closure of account.(ATM Debit card to be surrendered at Urban & Metro centres)

14. Account can be converted into normal SB account by maintaining required minimum balance.

15. Branch Managers are delegated to issue one cheque book free to literate account holders.

Ing Vysya Zero Balance Freedom Account

Apply Ing Vysya Zero Balance Freedom Account Online

Benefits:

#Zero Balance Account

#Customers can use up to the last penny in their account.

#No unexpected service charges for non-maintenance of balances.

#Free limited access to over 20,000+ other banks ATM's every month - enhanced accessibility.

#Free Multi branch, Multi-city banking convenience.


Eligibility:

#Individuals above the age of 18.

#Upwardly mobile tech savvy professionals, entrepreneurs in metros and urban areas.

#Guardians on behalf of minors.

#Salaried individuals.

#Trusts / Societies and Charitable Institutions.

Key Features:

#Quarterly Average Balance to be maintained in the account reduced to zero. (Zero Balance Account).

#Unlimited ATM transactions on all ING Vysya ATM's.

#Free four ATM transactions per month in over 25,000 other Bank ATM's in India.

#Shopping convenience at over 200,000 merchant locations, with the ING Vysya International Debit card.

#Free issue of Personalized chequebooks.

#Free Electronic Bill Payment service -at select centres.

#Free Transfer of funds across all networked branches.

#Free Statement of Account through E-mail at no charge.

#Mi-b@nk - Internet banking facility

#Customer Service Line facility

#Conversion from other type of accounts to the Freedom Savings Account is not allowed.

#Annual Maintenance Charge of Rs.1000/- + taxes to be collected in advance, upfront from the Customer every year.

Indian Overseas Bank Zero Balance No Frills Account

The minimum balance requirement and the charges presently levied by banks on S.B. accounts deter a sizeable section of population from opening /maintaining bank accounts. Our Bank has, therefore, launched a "No-frills" accounts with lower minimum balance in all our branches

Apply Indian Overseas Bank Zero Balance No Frills Account Online

ELIGIBILITY : Individuals, including minors who have completed 10 years of age and pensioners. Joint accounts are permitted.

MINIMUM BALANCE : Rs.5/-

WITHDRAWAL FROM ACCOUNT : Only by withdrawal slip. Cheque book will not be issued

INTEREST PAYMENT :3.50% p.a.

AMOUNT OF TRANSACTIONS : The balance in the account should not exceed Rs.50,000 at any point of time and the total credit in the account should not exceed Rs.1,00,000/- in a year.

NO. OF TRANSACTIONS : 25 transactions per half-year

PENALTY FOR EXCEEDING THE NUMBER OF TRANSACTION : No penalty

VALUE ADDITIONS / CONCESSIONS : No other value addition / concession allowed in the account. Collection of instruments and issue of DD/MT will attract normal charges. Debit Cards are not issued.

BRANCHES WHERE ACCOUNT CAN BE OPENED : All branches of the Bank

standard chartered Bank Zero Balance Aasaan Account

AaSaan Account :
Introducing the Standard Chartered Bank's aaSaan savings account. It is a no maintenance, hassle free and easy solution to all your banking needs.

Apply Aasaan Standard Charted bank A/c Online

Exclusive feature:

Aasaan is a basic, no maintenance, hassle free savings account.

Features

No Minimum Balance requirement

Unlimited Free access to Standard Chartered Bank ATM's

International Debit Card

Phone Banking

Online Banking

Avg Quarterly Balance : Rs. 0

* Complete control over your banking requirements:
* International Debit Card
* Phone Banking
* Online Banking
* Extended banking hours*
* Locker facility*
* Doorstep Banking

Did you know?

There is no minimum balance required to open an aaSaan savings account, and you don't have to keep a specific balance in your account.

However, this is not a no-frills account and there is NO restriction in accessing your account from SCB branches and SCB-ATMs

Terms and Conditions apply

* Certain features are currently not available in all branches. Please contact the branches for further details.

Yes Bank Zero Balance No Frills Account

ABOUT YES FIRST:

At YES BANK, we value our relationship with you above all else. As a discerning connoisseur of the finer things in life, we believe that you deserve a banking experience that is exclusive, premium and far above the ordinary, and one that suitably complements your lifestyle and expectations.

Our YES FIRST Programme is the manifestation of this very philosophy. Designed for the discerning few, YES FIRST is much more than just a banking solution. It is an exclusive approach to Wealth Management, aimed at making banking a delightful experience for you.

Right from a dedicated Relationship Manager and Wealth Partner, to uniquely designed, state-of-the-art Business Lounges at all our flagship branches, YES FIRST ensures that you always have access to superlative financial solutions and exclusive privileges, every step of the way.
YES FIRST is our promise to always put you FIRST. It is our commitment to provide you with the best-in-class products and services, with tailor-made solutions to suit all your financial needs, to ensure that your wealth grows consistently.

Experience our Expertise

Apply Online

The YES Savings Account has been designed with the singular purpose of helping you to grow your savings. Our innovative financial solutions, backed by expert advice, will provide you with a truly rewarding banking experience.

Benefit from our Expert Services

Free Demand Drafts and Pay Orders

Avail of free Demand Drafts and Pay Orders (free only for online request), payable at any of our branches, to a pre-specified limit. Our rapidly increasing network, through our own and partner bank branches, gives you instant access to over 600 cities across India for your payment transactions.
At-par Cheques

At YES BANK, we offer you at-par cheques that are accepted as 'local clearing' cheques across our branches. This helps you save on the charges associated with ordering a Demand Draft, while you continue to enjoy the benefits of a cheque.

Technology Edge
Single PIN

Our unique Personal Identification Number (PIN) facilitates access to all electronic channels. You can now access Internet Banking, Mobile Banking, Phone Banking and our ATM network using a Single PIN.
Two Factor Authorization

Our Two Factor Authorization assures you of the highest levels of security for your Internet Banking transactions.

Documentation Checklist For Yes Bank Zero Balance No Frills Account.

IDBI Bank Zero Balance A/c

Apply SuperSavings Account Online

SuperSavings Account
An assortment of benefits, earnings and convenience

Experience Complete Banking Convenience
Be it happiness in life or more time for yourself, you have always desired more of it. So why settle for less with your savings account?

The SuperSavings Account is a complete financial package that provides you with easy access to your money and complete banking convenience too. It offers you a whole range of options for optimal management of your money. Which means, with SuperSavings Account you not only save your money but also make it grow.

So apart from the basic benefits of a savings account, we offer you options for faster transfer of funds, options to pay your bills or tax online and options to grow money at attractive interest rates in the savings account. All these features are offered for a minimum balance of Rs 5,000.


The SuperSavings Account is a complete financial package that provides you with easy access to your money and complete banking convenience too. It offers you a whole range of options for optimal management of your money. Which means, with SuperSavings Account you not only save your money but also make it grow.

* Instant Banking
* International Debit Card
* Family Account
* Quick Money Transfer
* Easy Payments
* Bank on the Move
* Profit from your Account
* Value Added Services
* Travel and Gift Solutions

SBI Bank Zero Balance No Frills Saving A/c

Apply SBI Bank Zero Balance No Frill Saving Account Online

This account comes with very low minimum balances as well as low/ nil charges, to cater to the needs of individuals from the vast sections of population who are, otherwise, not fulfilling certain conditions of our existing Savings Bank account requirements. Details are as under:

Eligibility: Individuals of 18 years and above earning a gross income of Rs.5000/- p.m or less.

Mode of operation: Single/ joint

Initial deposit amount: Rs.50/- to open the account

Minimum balance: NIL

Maximum balance/ amount: Rs.10,000/-, being the total value of business connection of the account holder, including other deposit accounts.

Rate of interest: As applicable to Savings Bank accounts, if a minimum balance of Rs.500/- or more is maintained.

Cheque facility: Available.
ATM-cum-debit card: Will be issued free of charge.

Internet Banking facility: Not available

Number of accounts: Ordinarily, a customer will not be allowed to open more than one basic banking 'no-frills' account.

Pass book: Will be issued, updation will be permitted between 11th and 20th of the month.

Charges for availing services other than those covered here: The schedule of charges for availing services other than those covered in this product are being displayed in the branch premises/ notice board. These are also available in this web site under "Revised service charges, w.e.f. 11.02.2008".

Nomination facility: Available

Product available at: All branches, except Specialised branches.

HDFC Bank Zero Balance No Frills A/c

In an effort to make banking simpler and more accessible for our customers, we have introduced the 'No Frills' Savings Account, which offers you all the basic banking facilities. You can even avail of services like NetBanking, Mobilebanking free of cost.

Apply Now:

Download and Complete the Account Opening form - Complete the form and submit at the nearest branch.

Apply HDFC Zero Balance No Frills A/c Online

All this with a Zero Initial Pay-in and a Zero Balance account !

Read more about the benefits you get on the 'No Frills' Savings Account.

Features & Benefits :

Access a wide network of branches and over a thousand ATMs across the country to meet all your banking needs.

Bank conveniently with facilities like Free NetBanking and MobileBanking.
Use the Free National Electronic Funds Transfer (NEFT) facility to transfer funds from your HDFC Bank account to an account in another Bank at the locations as specified by RBI.
Enjoy Free IVR based PhoneBanking. (Agent assisted calls will be charged*)

Get Free Quarterly Account Statements.

Access your account through a Free ATM Card.

Enjoy free Cash Deposits at Branch.

Free transactions at HDFC Bank ATMs

1 Free Cash withdrawal per month at the Branch


*Additional Branch Cash withdrawals in the month will be charged @ Rs.50/- per transaction. Cheque deposits at branches will be free of charge and without any restrictions

International Debit Card available only on request at the branch @ Rs. 100/- p.a. (plus applicable taxes) for each applicant.

First Chequebook consisting of 25 leaves free and subsequent cheque books to be charged at the rate of Rs 5/- per cheque leaf.

Take advantage of BillPay, an instant solution to all your frequent utility bill payments. Instruct for payment over the phone or through the Internet*.

Enjoy Free InstaAlerts via e-mails or SMS
Avail facilities like Safe Deposit Locker, Sweep-In and Super Saver on your account.
Free Email Statement facility .

Zero Balance A/c in HSBC Bank

Apply HSBC No Frills Savings Account Online

No Frills Savings Account

Eligibility	Service Charges
Initial Deposit of INR 250 No minimum balance / Average Quarterly Balance requirement	NA

Features / Services	Service Charges and Fees
Phone Banking (available on request)	Annual charge of INR 99
Internet Banking (available on request)	Annual charge of INR 99
Debit Card	Free (only ONE debit card per account)
ATM Usage
- HSBC ATMs in India	Unlimited free transactions per month
- Other VISA ATMs in India	INR 20# per cash withdrawal / Free balance enquiry
- Use of VISA ATMs outside India	INR 120 per cash withdrawal / INR 15 per balance enquiry
Account Fees	Free
Quarterly Statement	Free
Cheque Book (with 25 cheque leaves)	INR 50
Branch Transaction	1 cash transaction (cash deposit) FREE per month
Additional Transactions (over and above the 1 FREE transaction per month)	INR 50 per transaction
# Inclusive of Service Tax and other cess. All other charges as per regular HSBC tariff. Please refer to the No Frills Savings Account page to know more details of the account.

Zero Balance A/c in Axis Bank

Zero Balance Savings Account :

Save at Zero,

Click here to apply for Zero Balance Savings Account.

Saving Money is now easier

Presenting, Axis Bank's Zero Balance Savings Account. At Axis Bank it has been our constant endeavor to create products specifically catering to your needs. The account while offering you a whole range of services also addresses your latent need of having an account without the hassle of maintaining an average quarterly balance.
Features

* No Average Quarterly Balance requirement

* Free International Debit Card with an Accidental Insurance cover up to Rs 2 lakhs* (charges for the primary holder are waived)

* Free mobile banking facility

* Access though more than 675 branches and more than 2800 ATMs

* At-Par cheque facility with the clearing limit of Rs 50,000

* 24x7 Telebanking & Internet banking

* Free quarterly statements


* Conditions Apply 1. Initial funding of Rs. 5,500. 2. Account maintenance fee of Rs. 500 per annum.

zero balance account in ICICI Bank

Looking for a Zero Balance A/c, in ICICI Bank

5 Easy Steps for registration:


STEP 1 | Personal Details
STEP 2 | Contact Details
STEP 3 | Occupation Details and ICICI Bank Relationship
STEP 4 | My Declaration
STEP 5 | Set Username & Password